Initial Discussion
We begin with a brief call or WhatsApp conversation where you can share questions at your convenience. We discuss your situation and explain how the process works.
Our Process
A clear path from first conversation to ongoing support.
No obligations, no pressure, just clarity at every step.
Engagement & Onboarding
Once you are ready, we share a Letter of Engagement outlining scope and terms. After digital acceptance and fee payment, we guide you through risk profiling, KYC, and information collection.
Data Assessment and Financial Planning
We review income, expenses, assets, liabilities, and goals to create a holistic plan covering budgeting, investments, retirement, insurance needs, and goal funding.
Presentation & Acceptance
We walk you through every recommendation and explain the reason behind it. Your questions and feedback are encouraged before the plan is finalized.
Action & Implementation
Once the plan is shared, you may implement it at your discretion. We provide a simple tracker with recommended action points and offer general guidance.
Review & Ongoing Support
We review your plan once every six months and provide ongoing support through the year. Clients may renew at the end of the engagement period.